Personal Insurance
Coverage That Grows With You
Your life changes—and your insurance should keep up. Whether you’re buying a new car, moving into a new home, or planning a special event, we’ll help adjust your coverage to match your current needs.
Personal Insurance Tailored for You
At Charniak Insurance Agency, we understand that every individual and family has unique needs. That’s why we offer a wide range of personal insurance options to help protect what matters most to you—your home, car, personal belongings, and more. Whether you’re a homeowner, a renter, or a landlord, we can design a coverage plan that fits your lifestyle and budget. From home and auto insurance to condo and renters coverage, we make sure you’re prepared for life’s unexpected events.
Personal Insurance Products
Home Insurance
Protect your home and everything in it from fire, theft, and more.
Auto Insurance
Stay covered on the road with flexible car insurance options.
Renters Insurance
Affordable coverage for your belongings and personal liability.
Umbrella Insurance
Extra liability protection beyond your standard policies.
Condo Insurance
Specialized protection for your unit, personal items, and upgrades.
Jewelry & Valuable Items
Full protection for your most precious possessions.
Planning a big day?
We also offer umbrella insurance for added liability protection and specialized coverage like jewelry and valuable items insurance. Planning a big day? Our wedding and event insurance ensures your celebration is protected from unforeseen issues. And if you enjoy time on the water, our boat and yacht insurance gives you the peace of mind you need. Our team takes the time to understand your needs and matches you with policies that offer the best coverage at the best value.
- Access to multiple carriers
- Experienced professionals
- Expert guidance