Welcome to Charniak Insurance Agency, Inc.

Charniak Insurance Agency is a full service independent insurance agency located in Webster, Massachusetts, that has served the surrounding community for over fifty years. Our professional staff will find an insurance policy that combines the best price and coverage options to fit your individual needs from the following range of auto, home, and commercial companies.

Personal Insurance

We offer home, auto, renters, condo, and landlord insurance to keep you covered. Our umbrella policies provide extra protection when needed. For special occasions, we have wedding & event insurance and jewelry coverage.

Business Insurance

We provide property, liability, and workers’ compensation insurance for businesses. Our team finds the best coverage at the right price. Focus on growing your business while we keep it secure.

Comprehensive Personal Insurance Solutions

At Charniak Insurance Agency, we understand that no two clients are the same. That’s why we offer a wide range of personal insurance products to provide the right coverage for your unique situation. Our home insurance policies protect your most valuable asset, while car insurance ensures you stay covered on the road. We also offer renters, condo, and landlord insurance, along with umbrella policies for extended liability protection. Need coverage for special occasions? Our wedding & events insurance and jewelry & valuable items coverage give you peace of mind. For those who enjoy life on the water, our boat & yacht insurance provides comprehensive protection.

A Legacy of Trust & Excellence

Founded in 1951 by Henry Charniak, our agency has been an integral part of the Webster community, building a reputation for honesty, integrity, and outstanding customer service. Over the years, we have remained committed to offering comprehensive insurance solutions while adapting to the changing needs of our clients. With over 50 years of trusted service, we continue to uphold our founding principles, ensuring every client receives expert advice and personalized attention.

Why Choose Charniak Insurance?

Choosing the right insurance agency makes all the difference. At Charniak Insurance, we go beyond selling policies—we build relationships. Our team of experienced professionals work closely with you to assess your needs and recommend the best coverage options. Unlike captive agencies, we have access to multiple carriers, allowing us to compare rates and coverage to find the most competitive options for you. Whether you’re insuring a home, vehicle, or special event, we provide expert guidance backed by decades of industry knowledge.

Carriers We Represent

Get a Free Quote Today!

Protect what matters most with Charniak Insurance Agency. Contact us today to discuss your insurance needs and receive a free, no-obligation quote. Call us or visit our office, and let us help you find the right coverage at the best price.