Home - Charniak Insurance Inc.

Welcome to Charniak Insurance Agency, Inc.

Charniak Insurance Agency is a full service independent insurance agency located in Webster, Massachusetts, that has served the surrounding community for over fifty years. Our professional staff will find an insurance policy that combines the best price and coverage options to fit your individual needs from the following range of auto, home, and commercial companies.

Comprehensive Personal Insurance Solutions

At Charniak Insurance Agency, we understand that no two clients are the same. That’s why we offer a wide range of personal insurance products to provide the right coverage for your unique situation. Our home insurance policies protect your most valuable asset, while car insurance ensures you stay covered on the road. We also offer renters, condo, and landlord insurance, along with umbrella policies for extended liability protection. Need coverage for special occasions? Our wedding & events insurance and jewelry & valuable items coverage give you peace of mind. For those who enjoy life on the water, our boat & yacht insurance provides comprehensive protection.

A Legacy of Trust & Excellence

Founded in 1951 by Henry Charniak, our agency has been an integral part of the Webster community, building a reputation for honesty, integrity, and outstanding customer service. Over the years, we have remained committed to offering comprehensive insurance solutions while adapting to the changing needs of our clients. With over 50 years of trusted service, we continue to uphold our founding principles, ensuring every client receives expert advice and personalized attention.

We have been using Charniak Insurance for over 35 years and they always go above and beyond. Everyone in the office is always so helpful. I can’t thank Amber enough for everything she has done with the mess of getting our new vehicle. She was always there for me and everything that was needed.

I've been doing business with Charniak Insurance for many years. The staff is always kind, courteous and friendly to their clients. If you need help with anything or you have any questions they will help you. If you're looking for a great Insurance Agency go to Charniak Insurance. They are the best.

      EXCELLENT  
   Based on 84 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Angela White 
 
 
 
 Trustindex verifies that the original source of the review is Google. Allison Wilson is a gem. She helped me navigate changing states, car registration, and home insurance. I can't recommend her enough! I couldn't have done it without you.
  
 
      Posted on Google  
   
   Timothy Ouimette 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amber + the rest of the crew were awesome to deal with. Efficient, professional & on point. Helped me find the best option to suite my insurance needs!
  
 
      Posted on Google  
   
   Lainey B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great place to go through for insurance. Amber especially is always so helpful and eager to assist. She goes above and beyond for clients and it’s so appreciated!
  
 
      Posted on Google  
   
   Evan Cruzen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very kind guys working here. Helped me resolve an issue with insurance on a newly purchased vehicle that I had difficulty doing at a different insurance place. These guys I just walked in, they stamped my car documents like I needed, and I was on my way. Will be going to them for my future insurance needs.
  
 
      Posted on Google  
   
   Michelle Marrier 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been using Charniak Insurance for over 35 years and they always go above and beyond.  Everyone in the office is always so helpful.  I can’t thank Amber enough for everything she has done with the mess of getting our new vehicle.  She was always there for me and everything that was needed.
  
 
      Posted on Google  
   
   nathan lebaron 
 
 
 
 Trustindex verifies that the original source of the review is Google. This is by far the best insurance company in town. Highly recommended! Steve and his crew have unparalleled dedication to each client on a detailed basis. They have full RMV service in office. I hardly ever go to the RMV anymore! Including registration renewal. I can't say enough good things. It would be a mistake for me not to let everybody else know how good this insurance company is. Why should you go anywhere else!
  
 
      Posted on Google  
   
   Crystal Walker 
 
 
 
 Trustindex verifies that the original source of the review is Google. Personable, friendly, as well as helps with all your insurance needs
  
 
      Posted on Google  
   
   Debbie Peterson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I've been doing business with Charniak Insurance for many years. The staff is always kind, courteous and friendly to their clients. If you need help with anything or you have any questions they will help you. If you're looking for a great Insurance Agency go to Charniak Insurance. They are the best.
  
 
      Posted on Google  
   
   AL Martinez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Would highly recommend Charniak Insurance Agency. Very friendly and helpful.

Why Choose Charniak Insurance?

Choosing the right insurance agency makes all the difference. At Charniak Insurance, we go beyond selling policies—we build relationships. Our team of experienced professionals work closely with you to assess your needs and recommend the best coverage options. Unlike captive agencies, we have access to multiple carriers, allowing us to compare rates and coverage to find the most competitive options for you. Whether you’re insuring a home, vehicle, or special event, we provide expert guidance backed by decades of industry knowledge.

Carriers We Represent

Get a Free Quote Today!

Protect what matters most with Charniak Insurance Agency. Contact us today to discuss your insurance needs and receive a free, no-obligation quote. Call us or visit our office, and let us help you find the right coverage at the best price.